Atlanta has been one of the top hubs for Uber in the United States for a few years now. Many commuters choose this ridesharing option over taking MARTA or trying to navigate Atlanta’s roads on their own. Though Uber is a convenient (if sometimes expensive) way to get around the city, it is not without its risks.
With Uber, private citizens use their own cars to drive others around. While this seems like a good idea in theory — drivers make a living, and riders avoid the hassle of hailing a taxi — Uber’s business model labels drivers as independent contractors. That means it’s very easy for Uber to avoid any liability in the event of an accident.
If you are involved in an accident while using a ridesharing service, you have legal options. Call an Atlanta Uber car accident attorney at HSF Law Firm at 678-248-6572 for a free, no-obligation consultation.
Uber has long-touted its “$1 million insurance policy” to put drivers and riders alike at ease. While this sounds great, there is much more to it. Uber and its insurance provider aren’t in the business of handing out money. You will likely have to fight for any kind of compensation, much less a full million dollars.
When drivers are “on the clock,” so to speak, Uber breaks down accidents into two general situations:
Uber’s harsh stance on car accidents is just one of the many reasons why drivers and riders alike are fleeing to other ridesharing services like Lyft. However, just because Uber denies your insurance claim doesn’t mean you are without options. A qualified attorney can help you get the compensation you deserve.
Right now, Atlanta has relatively few laws on the books regarding Uber drivers. Generally, they simply defer to the rules set out by the company itself. These qualifications include:
Drivers must also have a four-door car that is no older than 2005 in good condition with Georgia plates. In addition, Uber boasts a zero-tolerance policy for their drivers being under the influence of drugs or alcohol while on the clock. That’s it — no regular safety checks, no commercial license or any other requirements. Many insurance companies now require certain minimums if you plan to drive for a ridesharing service, but neither Atlanta nor Uber itself have regulations regarding insurance.
As such, you may be at the mercy of your insurance company or the insurance company of the driver at fault if an accident occurs. If they refuse to cover your medical bills and Uber doesn’t step in, you may feel like you have nowhere to turn to get the compensation you deserve. But the attorneys at Hawkins, Spizman, Fortas can help.
If your insurance claims are denied, or you are offered a small sum that barely covers any of your bills, you have legal options. However, that means bringing a lawsuit against the insurance company, which is a daunting task to take on alone. Don’t take them on by yourself.
Contact the Atlanta Uber car accident attorneys at HSF Law Firm today, either online or by calling 678-248-6572, for a free, no-obligation consultation. We will meet with you in your home, in your hospital room or in our offices in Dunwoody.