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How Insurance Companies Determine Fault After An Injury Accident


In Georgia, the fault system the state adheres to allows for some victims of car accidents or other injury incidents to file claims for financial compensation. Compensation is meant to recover losses victims endured by the negligence of others. Knowing what fault system your state follows is important when it comes to injury accidents. Georgia’s modified contributory negligence system says that as long as you were less than 50% responsible for causing your accident, you are eligible to file a suit that recovers compensation for the losses you suffered.

Figuring out how an accident happened is an important part of the claims process. Since insurance companies are typically involved in these incidents and take on the responsibility of paying victims, they are going to investigate an incident that they are presented with to determine fault. Because insurance companies are not too eager to pay victims fairly, it is best to have an attorney when filing a suit. The Cobb County personal injury lawyers at Hawkins Spizman Trial Attorneys offer skilled and experienced legal representation to help victims preserve their rights and get the compensation necessary for the damages they sustained.

How Insurance Companies Investigate Injury Incidents

After an injury accident when an insurance company has a claim filed against them, they will assign an insurance adjuster to the case and an investigation will be done. The adjuster is going to try to get information from the victim that can potentially be used to devalue their claim. In addition, the adjuster is also going to be searching for other types of information to show the victim had a fault in causing their injury accident.

Some of the evidence that an adjuster will be looking into will include:

  • Photos of the accident scene.
  • What witnesses have to say.
  • Police reports.
  • Any video footage that is available.
  • Crash forensic analysis.

In addition to these pieces of information, anything you say along with anything you post on your social media accounts will be scrutinized.

It is best to protect your interests so that you take proactive action after an accident and connect with an attorney. Your attorney can manage communication with the insurance adjuster so that you do not have to worry about saying something that would be detrimental to your claim. Additionally, your attorney will advise you on what you can do and should not do throughout the claims process so that you can secure the highest amount of compensation possible. One of the things you are likely going to be cautioned against doing is using your social media until your case closes.

Speak to an Atlanta Personal Injury Attorney Today

After an injury accident, your focus should be on healing and recovery so that you can get better and move on with your life. Your attorney can focus on the legal challenges and managing the insurance adjuster on your behalf. For more information on how to proceed after an injury accident, you can schedule a free consultation with an Atlanta personal injury attorney at Hawkins Spizman Trial Lawyers by calling 770-685-6400.

Hawkins Spizman Trial Attorneys represent individuals in Georgia including Atlanta, Dunwoody, Alpharetta, Cobb County, Fulton County, Gwinnett County, Johns Creek, and Sandy Springs.


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