Driving Without a License or Insurance in Georgia
Driving in Georgia without a valid driver’s license or proper insurance is a serious offense that can lead to hefty fines, license suspensions, and even jail time. Whether you forgot to renew your license, never obtained one, or let your insurance lapse, Georgia law imposes strict penalties for these violations. If you are facing charges for driving without a license or insurance, our Atlanta Criminal Defense Attorneys at The Spizman Firm are here to help you understand your rights and the potential consequences.
Driving Without a License in Georgia
Under O.C.G.A. § 40-5-20, all drivers in Georgia are required to have a valid driver’s license issued by the state. If you are caught driving without a license, you could face serious penalties depending on the circumstances.
First Offense Penalties
- Misdemeanor charge
- Fines up to $1,000
- Possible jail time of up to 12 months
- License suspension or disqualification from obtaining a license
Repeat Offenses
For a second or subsequent offense, penalties can be harsher, with increased fines and mandatory jail time. Georgia courts view repeat violations as a disregard for traffic laws, leading to stricter enforcement.
Driving With an Expired License
If your license has expired but was once valid, you may receive a citation and be required to renew it before being allowed to drive again. While this is a less severe violation than never having a license, it still carries potential fines and penalties.
Driving Without Insurance in Georgia
Georgia law mandates that all drivers maintain minimum liability insurance coverage. Under O.C.G.A. § 40-6-10, it is illegal to operate a vehicle without insurance, and failure to comply can result in severe penalties.
First Offense Penalties
- Minimum fine of $200
- License suspension for up to 60 days
- Possible vehicle impoundment
- A reinstatement fee of $25 to $160
Subsequent Offenses
For a second or third violation within five years, penalties increase:
- Higher fines (up to $1,000)
- Longer license suspensions (up to six months)
- Possible jail time
Additionally, if you cause an accident while driving uninsured, you could be held personally liable for damages, medical bills, and other costs.
License and Insurance Requirements in Georgia
To legally operate a vehicle in Georgia, drivers must:
- Hold a valid Georgia driver’s license.
- Carry at least the state-mandated minimum insurance coverage:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 for property damage
Drivers are also required to carry proof of insurance at all times and provide it to law enforcement when requested.
Defenses Against Driving Without a License or Insurance Charges
If you are charged with driving without a license or insurance, possible defenses include:
- Proving that you had a valid license but did not have it in your possession at the time of the stop.
- Demonstrating that you had valid insurance coverage but lacked proof at the time.
- Proving that you were not the driver at the time of the alleged violation.
Legal Help for Driving Offenses in Georgia
If you have been charged with driving without a license or insurance, The Spizman Firm is here to help. Our experienced attorneys can evaluate your case, protect your rights, and work to minimize penalties. We proudly serve clients throughout Georgia, including Atlanta, Dunwoody, Alpharetta, Cobb County, Fulton County, Gwinnett County, Johns Creek, and Sandy Springs. Contact us today for a free consultation.
